MWL 401k Retirement Benefits

Build Your Future with MWL

Industry-Leading Retirement Benefits for Loan Originators

Safe Harbor 401k with Up to 3.5% Company Match

Invest in Your Tomorrow, Today

At MWL, we believe that exceptional loan originators deserve exceptional benefits. That's why we've designed one of the most competitive retirement packages in the mortgage industry.

Our Safe Harbor 401k plan isn't just a benefit—it's our commitment to your long-term financial success. From day one, you'll have access to powerful tools that help you build wealth and secure your retirement.

💰

Generous Company Match

We match up to 3.5% of your salary when you contribute 5% or more. That's free money added to your retirement savings every single paycheck.

🛡️

Safe Harbor Protection

Your employer contributions are immediately 100% vested. What we contribute is yours to keep—no waiting periods, no strings attached.

📈

Maximize Your Savings

Contribute up to $24,500 annually in 2026, plus catch-up contributions of up to $11,250 if you're 60 or older. Build serious wealth for retirement.

🎯

Flexible Options

Choose between traditional pre-tax, Roth, or after-tax contributions to optimize your tax strategy based on your unique financial situation.

⚡

Immediate Eligibility

Start contributing to your 401k and receiving company matching from your very first paycheck. No waiting period required.

🎓

Financial Wellness Support

Access comprehensive educational resources, planning tools, and personalized guidance through our ADP partnership to help you make informed decisions.

How Our Matching Works

The more you save, the more we contribute to your future

Your Contribution	MWL Match
1%	0.5%
2%	1.0%
3%	1.5%
4%	2.5%
5% or more	3.5% (Maximum)

Pro Tip: Contributing just 5% unlocks our full 3.5% match—that's an instant 70% return on your contribution!

Why MWL's 401k Stands Out

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Safe Harbor Status: Ensures all employees receive the same great benefits with guaranteed employer contributions and no discrimination testing delays.

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Automatic Enrollment Available: Make saving effortless with optional automatic payroll deductions that you can adjust at any time.

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Catch-Up Contributions: Age 50+? Contribute an additional $8,000. Age 60-63? Add up to $11,250 more to accelerate your retirement savings.

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Investment Flexibility: Choose from a diverse range of investment options to match your risk tolerance and retirement timeline.

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24/7 Account Access: Monitor your retirement savings anytime through ADP's secure online portal and mobile app.

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Loan and Hardship Options: Access your funds when you need them most with 401k loan provisions and hardship withdrawal options.

Calculate Your Retirement Potential

Use our interactive calculator to see how much you can save with MWL's generous matching program.

MWL 401k Annual Retirement Forecast - 2026

Plan your retirement contributions with our calculator

Enter your expected annual income and contribution percentage to see your total 401k contributions including employer match.

Expected Annual Income for 2026:

Contribution Percentage:

I will be 50-59 years old in 2026

I will be 60+ years old in 2026

Select your desired contribution percentage to calculate the minimum income needed to maximize your 401k contributions for 2026.

Contribution Percentage:

I will be 50-59 years old in 2026

I will be 60+ years old in 2026

Ready to Build Your Future?

Join a team that invests in your success—both now and in retirement.

Exceptional compensation. Industry-leading benefits. Unlimited potential.

Apply to Join MWL Today

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